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Posted by / 26-Jun-2016 09:41

T he European Court of Justice's decision to ban gender pricing on insurance- related products prompted a lot of cheap headlines this week, but will it really impact on us all in terms of higher insurance costs and lower annuity rates?Certainly it seems that some insurers see the move as a chance to boost profits.Announcing his firm's results on Wednesday – the day after the EU ruling – Henry Engelhardt, chief executive of the Admiral Group, admitted: "As an insurer I'm pleased.We will raise rates for young women: we won't bring them down much for young men.Meanwhile men's annuity payouts will fall, but women's may not rise by much at all.The question is, what can you do to ensure the new rules don't hit your pocket.function destroy Client Div() { // Destroy overlay client div.

Car insurance The ruling is likely to hit women drivers aged 25 or under.Meanwhile men will also be hit as their pension payouts could be hit by as much as 10 per cent, the industry warns.At present men get higher annuity rates than women as their life expectancy is shorter.What is a sure thing is that insurers will use the changes to reprice their products and it looks likely that they will err on the side of caution.That will mean higher car cover prices for women, but not necessarily lower premiums for men.

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